# What Are Limiting Beliefs and How Do You Overcome Them?

> Source: [https://icharles.com/articles/what-are-limiting-beliefs-and-how-to-overcome-them](https://icharles.com/articles/what-are-limiting-beliefs-and-how-to-overcome-them) (canonical)
> Author: Charles Botensten — iCharles, https://icharles.com
> Published: 2026-08-15

## TL;DR

Limiting beliefs are self-defeating stories you treat as facts — 'I'm not a runner,' 'I always quit.' The American Psychological Association describes them as negative self-statements that stall growth. Overcome them with a four-step loop: catch the thought, write it down, challenge it against real evidence, and run a small action that disproves it. Cognitive-behavioral therapy, mindfulness, and a growth mindset all work through the same mechanism — separating the thought from the truth. Beliefs are testable. Test them.

Limiting beliefs are negative self-statements that block growth — the American Psychological Association defines them exactly that way. Roughly 70% of people report regular negative self-talk, according to a 2018 Journal of Positive Psychology study, and that talk hardens into beliefs like "I'm not disciplined." You overcome them by naming the belief, testing it against real evidence, and replacing it with a repeatable action you actually do.

## What are limiting beliefs?

Limiting beliefs are conclusions you treat as facts that quietly cap what you attempt. The [American Psychological Association's work on self-talk](https://www.apa.org/) describes these self-statements as patterns that hinder personal growth and development. A limiting belief is that self-talk frozen into an identity: "I'm not disciplined," "I'm bad with money," "people like me don't finish."

They usually sound reasonable, which is why they survive. Most trace back to one bad experience you generalized into a rule.

Common limiting beliefs fall into a few buckets:

- **Identity** — "I'm just not a morning person."
- **Ability** — "I can't run; I never could."
- **Worth** — "I don't deserve the good result."
- **Permission** — "People like me don't get to do that."
- **Outcome** — "It won't work anyway, so why start."

## How do limiting beliefs affect your mental health and results?

Limiting beliefs shape behavior before you notice them, so they change outcomes, not just moods. In a 2019 Harvard Business Review survey, 80% of respondents said their mindset and beliefs played a significant role in their success — belief is an input, not decoration.

The mechanism is avoidance. A belief like "I'll embarrass myself" makes you skip the attempt, and skipping removes the evidence that could correct the belief. Around 70% of people report regular negative self-talk, per a 2018 Journal of Positive Psychology study, so this loop is common, not a personal flaw. Left unchecked, it feeds anxiety and low mood, and it leaks into relationships — you assume rejection, so you stop asking, and the distance you feared becomes real.

## What I learned about limiting beliefs at 5am

The belief "I don't have the engine for long course" died during a 5am brick session, not in a journal. I'd told myself for two years that I was a "short-distance guy" — fine for a sprint, hopeless past 90 minutes. That story quietly dictated every training choice I made.

One dark morning I rode 90 minutes on the trainer, ran straight off the bike, and my legs held. Nothing mystical happened. I had just never tested the belief with a real rep. My faith frames this the same way: you act in the direction you hope is true, then let the evidence meet you. The belief wasn't a fact about my body. It was an untested assumption I'd been obeying. After that I kept a log — every session that contradicted the story went in it, so the old belief couldn't quietly return the next hard week.

## How do you overcome limiting beliefs?

You overcome a limiting belief by treating it as a hypothesis and running a cheap experiment against it. The [Mayo Clinic's guidance on positive thinking](https://www.mayoclinic.org/) recommends identifying and challenging negative self-talk as the first move, and it is blunt: the thought is not the truth.

Run this loop:

1. **Catch it.** Write the exact sentence in your head, word for word.
2. **Name the cost.** What does believing this stop you from doing?
3. **Find counter-evidence.** List two times reality contradicted it.
4. **Reframe to testable.** Rewrite it as a claim you can check this week.
5. **Run one rep.** Take the smallest action that would disprove it.
6. **Log the result.** Record what actually happened, not what you feared.

Use a table to make the swap concrete:

| Limiting belief | Evidence test | Replacement action |
|---|---|---|
| "I always quit by week three." | Did I ever pass week three? | Commit to one 4-week block, log every day. |
| "I'm not disciplined." | Name three habits I already keep. | Anchor a new habit to an existing one. |
| "I'll fail publicly." | What actually happened last time? | Ship one small thing this week. |

Carol Dweck's *Mindset* calls this the shift from a fixed mindset to a growth mindset — the belief that ability is built, not fixed. Stephen Covey's *7 Habits* frames it as being proactive: you choose your response, you're not just handed a script.

## Can mindfulness and self-compassion rewire beliefs?

Yes — mindfulness creates the gap between having a thought and believing it. A 2019 University of California, Irvine study found that mindfulness practices such as meditation can reduce limiting beliefs and increase self-compassion. The skill is noticing "I'm having the thought that I'll fail" instead of "I'll fail."

Self-compassion matters because harsh self-talk makes you defend the belief rather than test it. Ten minutes of breath-focused attention, most days, is enough to start. You're not silencing the thought — you're demoting it from fact to weather that passes.

## What is CBT's role in changing limiting beliefs?

Cognitive-behavioral therapy (CBT) is the most evidence-backed method for changing limiting beliefs. The [National Alliance on Mental Illness on CBT](https://www.nami.org/) identifies it as an effective approach for negative thought patterns, and it works by linking thoughts, feelings, and actions so you can intervene at the thought.

CBT does formally what the loop above does informally: it identifies the distorted belief, tests it against evidence, and builds behavior that produces new proof. The payoff of doing this consistently is compounding — clearer decisions, more follow-through, less avoidance. If self-directed work stalls — the belief is tied to trauma, or it drives real anxiety or depression — a licensed CBT therapist is the right next step, not another motivational quote.

## Frequently asked questions

**What are limiting beliefs and how do you overcome them?**

Limiting beliefs are negative self-statements you treat as facts, like "I'm not disciplined." You overcome them by catching the exact thought, testing it against real evidence, and running a small action that disproves it.

**What are the most common types of limiting beliefs?**

They usually cluster around identity ("I'm not a morning person"), ability ("I can't run"), worth ("I don't deserve it"), permission ("people like me don't do that"), and outcome ("it won't work anyway").

**How can I identify my own limiting beliefs?**

Notice where you avoid or hesitate, then write the exact sentence running in your head. Journaling the thought word-for-word exposes the belief so you can test it instead of obeying it.

**What is the role of CBT in overcoming limiting beliefs?**

The National Alliance on Mental Illness identifies cognitive-behavioral therapy as effective for negative thought patterns. CBT links thoughts, feelings, and actions so you can challenge a belief and build new evidence.

**Can mindfulness help overcome limiting beliefs?**

Yes. A 2019 University of California, Irvine study found mindfulness practices like meditation can reduce limiting beliefs and increase self-compassion by creating space between having a thought and believing it.

**How do limiting beliefs affect mental health?**

They drive avoidance, which removes the evidence that could correct them, feeding anxiety and low mood over time. Around 70% of people report regular negative self-talk, per a 2018 Journal of Positive Psychology study.

**What is the difference between a fixed and a growth mindset?**

Carol Dweck's Mindset defines a fixed mindset as believing ability is set, and a growth mindset as believing ability is built through effort. The growth mindset makes limiting beliefs testable rather than permanent.